TERMS OF USE

These Terms govern your access to and use of this website. By using the website, you agree to these Terms.

1) Informational purpose

This website is provided for general information. It does not create a professional relationship, fiduciary duty, or obligation. Engagement begins only under written acceptance, definitive documentation, and the timely payment of all relevant fees.

2) Acceptable use

You agree not to:

  • Submit false, misleading, or unlawful information

  • Attempt unauthorized access to the website or systems

  • Transmit malware, harmful code, or abusive content

  • Use the website to request or facilitate misrepresentation, fabricated confirmations, or simulated bank messages

  • Interfere with the operation, security, or integrity of the site

3) Intellectual property

All content on this website—text, graphics, logos, and layout—is owned by us or our licensors and is protected by applicable intellectual property laws. You may view and print content for your personal, non-commercial use, but you may not reproduce or distribute it without prior written permission.

4) No warranties

The website is provided “as is” and “as available.” We disclaim warranties of any kind, express or implied, including accuracy, completeness, non-infringement, merchantability, and fitness for a particular purpose.

5) Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill arising out of or related to your use of the website.

6) Third-party links and tools

This site may reference third-party websites or tools. We do not control them and are not responsible for their content, policies, or practices.

7) Changes

We may modify these Terms at any time. Continued use of the website after changes constitutes acceptance.

8) Governing law

These Terms are governed by the laws of the United States and applicable state law, subject to any mandatory legal provisions that apply to you.